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Salary Sacrifice

Salary sacrifice also referred to as salary packaging, is a way of restructuring and individual's income that has ATO approval. Salary sacrifice is a proven legal method appropriate for some as a way of increasing their net pay. It is structured to enable individuals to buy a range of everyday items out of their pre-tax salary rather than after-tax salary. This means that individuals have more money in their purse every day. Cleave Accounting recognises that everyone is different with a range of individual variables, employers and needs. Our advisors partner with you to develop the most appropriate salary package available to meet your specific needs (and that is approved by your employer and the ATO).


Cleave Accounting can work with you to develop a salary package that enables you to save money through a variety of means:

  Salary sacrifice into your Superannuation
  Vehicle purchases through a Novated Lease
  Utility bill payments
  Home mortgage or rental payments
  And more benefits (that are approved by your employer)

Related Services:
PAYROLL TAX  //  FRINGE BENEFITS TAX
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